Promotions

Discount on current auto loan rates in May!

Get up to 2.00% APR* off current auto loan rates May 1 - 31, 2025!

Offer applies to new and used auto loans, and auto loans refinanced from another lender.

Plus, enjoy the convenience of pre-approved financing so you can shop stress-free online or at the dealership. Get pre-approved before you shop! Ask for a pre-approval letter NOW to lock in your rate.

*APR = Annual Percentage Rate. Discount offer of up to 2.00% APR available from May 1 – May 31, 2025. Your qualifying rate is based on your credit profile, associated credit score, and our internal credit criteria. Your APR may differ based on your loan amount, repayment method, and other factors. Cannot be combined with any other offers or discounts. Valid for consumer vehicle loans financed with ULFCU only. ULFCU refinances and business vehicle loans are not eligible. There is a Loan Processing Fee of $20.00 for all loan application requests. Financing is subject to ULFCU membership. ULFCU reserves the right to amend or terminate this offer at any time without prior notice.

Summer Skip-A-Payment

Take a vacation from your qualifying loan payments this June or July 2025!*

  • There is a processing fee per loan skipped of $35 for loan payments of $499.99 or less and $50 for loan payments of $500.00 or more.

  • All parties who signed the original loan document are required to sign the Skip-A-Payment application.

  • Loans not eligible for Skip-A-Payment include Mastercard® credit card, real estate/mortgage, emergency cash, TDR/Workout, and past due/delinquent loans.

  • All requests are subject to approval.

Mail your application or deliver it to a branch lobby, drive thru or night drop box (in drive thru). For more information, call our Loan Department at 337-482-6956.

*Loans not eligible for Skip-A-Payment include MasterCard credit card, real estate/mortgage, emergency cash, TDR/Workout, and past due/delinquent loans. Additional qualifications may apply for a vehicle loan Skip-A-Payment request. Must have made a minimum of 3 payments on the loan to request Skip-A-Payment. All requests are subject to approval and restrictions may apply. Processing fee will be refunded if request is not approved. Offer ends July 31, 2025. ULFCU membership required to participate.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.