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Transfer your existing credit card balance to a ULFCU Mastercard before April 15, 2025 for 6 months of FREE interest!* There is no transfer fee. After 6 months, the rate converts to your approved rate based on your credit profile. ULFCU Mastercard rates are never higher than 17.95% APR.*

  • Transfer a balance to a ULFCU Mastercard for 0% APR* for 6 months

  • After 6 months, rate converts to your approved rate based on your credit profile

  • Rates are never higher than 17.95% APR*

  • NO TRANSFER FEES

Request a balance transfer! Submit this form to request a Balance Transfer Application.

*APR represents Annual Percentage Rate. 0% APR on balance transfers for 6 months from date of first transfer. After that, the APR will change to the members qualifying rate. No balance transfer fee. Credit Union has the right to end this special at any time. If at any time you are in default of your payment the APR will default to the penalty rate of 17.95% for the remainder of the balance. Loan rates are subject to change without prior notice. Promotion starts on March 15, 2025 and ends after 30 days or when total transferred balances meet $2 million. Credit Union has the right to end this special offer at any time. Member must be in good standing with UL Federal Credit Union. See credit union for more details. Membership eligibility required.