Personal Loans

A personal loan is a quick and easy option when you need extra cash for anything, from vacation to debt consolidation. It’s an alternative to using a higher-rate credit card or cash advance company. 

  • Low fixed rates¹

  • Loan amounts range from $200 – $15,000

  • Secured and unsecured options available

  • No prepayment penalties

A Secured Loan is a good idea if you’re looking to build your credit or you need cash but don’t want to dip into your savings or certificate. With a Secured Loan, you borrow against your savings or certificate at ULFCU and receive a low-rate loan while still earning interest on your financial resources on deposit.

  • 6-month to 10-year repayment period options

  • No collateral required

  • Borrow limit: $200 – $15,000

  • No collateral required

  • Borrow limit: $200 – $15,000

Financial emergencies happen, and if we aren’t prepared, the burden can cause long-lasting effects. 

  • Borrow up to $500

  • No credit check required

  • Borrower must be a member for at least 3 months

  • Must pay back within 4 months

  • Qualifications may apply