Platinum Rewards Mastercard®

Shop with your ULFCU Platinum Rewards Mastercard and earn points on everyday purchases. Save money by transferring your balances from higher interest rate credit cards.


Credit Card Balance Transfer Promotion

Transfer your existing credit card balance to a ULFCU Mastercard before April 15, 2025 for 6 months of FREE interest!* There is no transfer fee. After 6 months, the rate converts to your approved rate based on your credit profile. ULFCU Mastercard rates are never higher than 17.95% APR.*

  • Transfer a balance to a ULFCU Mastercard for 0% APR* for 6 months

  • After 6 months, rate converts to your approved rate based on your credit profile

  • Rates are never higher than 17.95% APR*

  • NO TRANSFER FEES

Request a balance transfer! Submit this form to request a Balance Transfer Application.


  • Low fixed interest rates

  • No annual fees

  • Credit lines from $400 to $15,000

  • Choose secured or unsecured option

  • Lock your Mastercard if misplaced or stolen, and unlock it once you find your card

  • Add your credit card to your mobile apps and online stores for easy check-out, payments, and reloading of your balances

  • Earn one reward point for every dollar spent on purchases. Redeem points for brand-name merchandise and travel at www.curewards.com

  • Set up text message or email alerts for purchases and decline transactions

For your account security, ULFCU Mastercard Credit Cards are automatically blocked from being used outside of the United States.

Contact us before you travel to avoid issues using your card. We’ll set a travel alert on your account and unblock your destinations.

Important Credit Card Resources