Financial Education & Counseling
We're committed to financial empowerment for our members. We want you to succeed!
You have access to free financial counseling, credit report reviews, in-person or virtual group presentations, and free resources.
Protect and manage your credit using our free credit check tool, Credit Sense. Members can have instant access to credit scores and credit reports, along with personalized tips on how to improve scores or maintain an already great score. You can even experiment with payment calculators and score simulators.
To access Credit Sense, you must have an online banking login. Log in to online banking and click the “See my report” icon on the right. You will need to enter the last 4 digits of your Social Security number to view the credit information.
The credit score provided is intended to help members understand the factors that affect their credit score and ways they may be able to save money with ULFCU loan products. It is not used for loan approval purposes, or for determining loan rates.
Schedule an appointment with a Certified Financial Counselor today to discuss:
Budget development
Reading and understanding your credit report
Money management skills
Financial goal setting and developing a plan to achieve them
Building a savings plan
Regaining control of your finances and a get-out-of-debt strategy
For more information or to schedule an appointment with a Financial Counselor, visit a branch or call us at (337) 482-6956.
Feature financial education at your next event or include it in your semester schedule. We offer presentations on a variety of financial subjects related to money management. We can include any of the following popular topics or customize a presentation to your needs:
Choosing a savings and checking account
Budgeting
Credit, credit scores, and credit reports
Money Management
Home Buying
Debt Strategies
And more!
To schedule a visit or request more information, email Jason at jason@ulfcu.com.
A Sea of Savings: Make a Splash!
April is National Credit Union Youth Month, and we're encouraging kids ages 0-17 to dive into saving for a bright financial future.
Win the Golden Treasure Chest
For every $5 deposited into a ULFCU youth member's savings account during April, they'll earn an entry to win the Golden Treasure Chest filled with prizes!* (Maximum 20 entries per person.)
Open a Youth Savings Account
If you haven't already, now’s the perfect time to open a savings account for your child or grandchild to help them start saving! Visit a branch to get started.
Fun Activities
Download and print these fun Sea of Savings financial literacy activities!
*Golden Treasure Chest Giveaway - Official Rules: No purchase necessary. Open to UL Federal Credit Union youth members ages 0-17. For every $5 deposited into their regular 01 savings account during the month of April 2025, participants will earn one entry, with a maximum of 20 entries per person. Offer ends April 30, 2025. The winner will be randomly selected and notified by email or phone by May 9, 2025. The prize is non-transferable and cannot be redeemed for cash. Void where prohibited by law. UL Federal Credit Union employees, volunteers and their immediate family members are not eligible to participate. Dividends, Ragin’ Star Rewards, or other automatic deposits from UL Federal Credit Union do not count towards earning a contest entry. Membership eligibility required.
